Licensing & Disclosures
Who we are, how to verify our licensing, and the regulatory notices that apply to this website.
The loan originator
Wendy Ann Hartman ("Wendy Hartman") is a licensed Mortgage Loan Originator, NMLS #204385, and Branch Manager of the Mount Dora branch of Hartford Funding, Ltd., located at 440 Royellou Ln, Ste 101, Mount Dora, FL 32757. Her licensing and complete, current list of state licenses can be verified free of charge on NMLS Consumer Access.
"The Mortgage Queen" is a nickname used on social media. All mortgage lending activity is conducted under the licensed names and NMLS identifiers shown here.
The lender
Hartford Funding, Ltd., Company NMLS #58160. Corporate office: 100 Crossways Park Drive West, Suite 302, Woodbury, NY 11797. Toll-free (833) 238-2280 · (516) 595-7600 · info@hartfordfunding.com. Hartford Funding, Ltd. is a residential mortgage lender founded in 1983, licensed in 30 states and Washington, D.C., and a HUD-approved Non-Supervised Lender, Lender ID #34502-09992. Its Florida license and every other state license are listed on NMLS Consumer Access under Company NMLS #58160. State-specific disclosures, including notices required in Texas and Illinois, are published on Hartford Funding's Licensing and Disclosures page.
Hartford Funding, Ltd. is a mortgage lender. The loan closes with Hartford Funding, Ltd., subject to its underwriting guidelines.
Not a commitment to lend
Nothing on this website is a credit decision, a commitment to lend, an offer of credit, a rate lock or an advertisement of specific loan terms. This site intentionally publishes no interest rates, annual percentage rates, payment amounts, down payment percentages or loan terms; those depend on credit, income, assets, debts, the property, the loan program and market conditions at the time of application, and are quoted personally. All loans are subject to credit and property approval. Not all applicants will qualify. Program descriptions on this site are general summaries; eligibility criteria, mortgage insurance requirements, fees, guidelines and availability change without notice.
Government agency disclosure
Hartford Funding, Ltd. is not affiliated with or acting on behalf of the U.S. Department of Housing and Urban Development (HUD), the Federal Housing Administration (FHA), the U.S. Department of Veterans Affairs (VA), the U.S. Department of Agriculture (USDA) or any other agency of the federal government. This website and its contents are not approved or endorsed by any government agency. Florida Hometown Heroes and other assistance programs mentioned on this site are administered by Florida Housing Finance Corporation or local agencies; Hartford Funding, Ltd. is a participating lender, not the program administrator.
Equal Housing Lender · Equal Credit Opportunity
Hartford Funding, Ltd. is an Equal Housing Lender and does business in accordance with the federal Fair Housing Act and the Equal Credit Opportunity Act, treating all applicants and borrowers fairly and consistently, without regard to race, color, religion, national origin, age (provided the applicant has legal capacity to enter into a binding contract), sex, marital status, disability, familial status, receipt of income from any public assistance program, or the good-faith exercise of any right under the federal Consumer Credit Protection Act (15 U.S.C. §§ 1601 et seq.). The federal agency that administers compliance with this law concerning this lender is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.
Consumer complaints
Please raise any complaint with the branch first: (720) 456-5020 or whartman@hartfordfunding.com. Hartford Funding, Ltd. also maintains a formal complaint process and a Consumer Complaint Manager. Complaints may be submitted through Hartford Funding's Contact Us page; by calling toll-free (833) 238-2280; by email to info@hartfordfunding.com; or by mail to Consumer Complaint Manager, Hartford Funding, Ltd., 100 Crossways Park Drive West, Suite 302, Woodbury, NY 11797. Consumers residing more than 50 miles from Hartford Funding's corporate office may call collect at (516) 595-7600.
Florida consumers may also contact the Florida Office of Financial Regulation, Division of Consumer Finance, 200 East Gaines Street, Tallahassee, FL 32399, (850) 487-9687, flofr.gov.
Communications & text-message policy
Providing a phone number is a request to be contacted, and authorises Hartford Funding, Ltd. and Wendy Hartman to respond by phone or email about the inquiry. Text messages are sent only with consent:
- Informational texts — about an inquiry or application, such as follow-up questions, document requests, appointment reminders and status updates. Message frequency varies.
- Marketing texts (optional) — such as market updates, educational content, available loan programs and company announcements. Message frequency varies.
Message and data rates may apply. Reply STOP to any text to opt out, or HELP for help. Consent to marketing messages is never a condition of obtaining a loan or any product or service. Mobile information is not shared with third parties for their marketing purposes. Hartford Funding's full policy is at hartfordfunding.com/communications-policy.
Procedures for opening a new account
To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account, including by applying for a loan. A loan application therefore requires your name, address, date of birth and other identifying information, and may require sight of a driver's license or other identifying documents.
About this website
This website represents the Mount Dora branch of Hartford Funding, Ltd. and its Branch Manager, Wendy Hartman. It is provided for general information and is not the official corporate website of Hartford Funding, Ltd., which is hartfordfunding.com. Content here is educational and general in nature and is not personalized financial, tax, legal or investment advice; please consult your own advisors. Links to Hartford Funding's application portal, corporate pages and third-party sites (including Google, Instagram, Facebook and LinkedIn) are provided for convenience and carry their own terms and privacy policies. See also the Privacy Policy, Terms of Use and Accessibility Statement.